Apply by April 30th
3-Year Fixed Rate. After the 3-Year Fixed period, the rate would become 7.25% APR as calculated on 3/16/25.
Unlock Your Home’s Potential with a Home Equity Line of Credit (HELOC) From cPort Credit Union
Your home is more than just a place to live—it’s a powerful financial asset. With cPort’s limited-time HELOC offer, you can access your home’s value at a rate as low as 5.74% APR*, fixed for the first three years. Whether you’re planning home renovations, consolidating high-interest debt, or managing other expenses, a HELOC offers flexible access to funds when you need them. Plus, you'll only pay interest on the amount you actually borrow, making it a cost-effective solution to reach your goals.
Take advantage of this opportunity to borrow smarter with lower rates than most credit cards and personal loans. Enjoy the personalized service and local support that cPort is known for, and if you're not a member yet, joining is easy!
Don't wait—this HELOC special offer ends April 30th!
cPort's Limited-Time Offer
Lock in a rate as low as 5.74%, fixed for the first 3 years — but hurry, this offer ends on April 30th!
Make Home Improvements
Only Pay for What You Use
With a HELOC, you only pay interest on the funds you use, not your entire credit limit. This flexibility lets you borrow what you need, when you need it, making it a cost-effective way to manage expenses.
Flexible Access to Funds
A HELOC offers flexible access to your available credit. This is ideal for ongoing projects, such as home renovations, where costs may vary over time.
Consolidate Debt
A HELOC can be a smart way to consolidate high-interest debt, allowing you to combine multiple payments into one manageable monthly payment with a lower interest rate.
No Membership? No Problem!
Not a member yet? Take advantage of this offer and become part of a credit union that puts you first.
Home Equity Lines of Credit
Effective as of April 1, 2025.| Type of Home Equity Line of Credit | As Low As |
|---|---|
| Open-End Variable Rate | 7.25% APR |
| Interest Only | 7.25% APR |
| 3-Year Fixed Rate, Interest Only | 5.74% APR |
| *APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position. | |
Home Equity Lines of Credit
Effective as of April 1, 2025.| Type of Home Equity Line of Credit | As Low As |
|---|---|
| Open-End Variable Rate | 7.25% APR |
| Interest Only | 7.25% APR |
| 3-Year Fixed Rate, Interest Only | 5.74% APR |
| *APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position. | |
